ISOs, NSOs, RSUs, and ESPPs all together.
In this episode, Trishul and Aaron discuss alternative forms of employee equity compensation. In addition to ISOs, there are NSOs, RSUs, and ESPPs, and each one comes with different tax implications. Your employer can grant access you any combination of these plans. So then, how do you decide when to exercise and when to sell? You can choose to hold on to everything for the upside. Or you can sell everything as soon as possible to lock in your benefits. But most people end up somewhere in the middle, and that's where things get complicated.
Episode References
MMS #99. ISO University: Congrats, you're hired! Now follow these steps with your new ISOs.
MMS #100. ISO University: Your guide to navigating ISOs in a pre-IPO company.
MMS #101. ISO University: It's IPO Time! So now what do you do with your ISOs?
Graystone Advisor - When do I Exercise my Incentive Stock Options?
Graystone Advisor - You Should Probably Exercise Your ISOs in December
Graystone Advisor - You Should Probably Exercise Your ISOs in January
Graystone Advisor - How Do RSUs Work?
XYPN: RSUs
ESOP and ESPP
myStockOptions.com: Holding Requirements for ISOs
Podcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.