
The Mind Money Spectrum Podcast
Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration.
Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.
The Mind Money Spectrum Podcast
#5. The 4% rule is a good start, but betting your life on it can burn you.
In this episode, Trishul and Aaron take a deep dive into the 4% rule and how it applies to FIRE. They discuss the inputs and analysis that went into the academic safe withdrawal rate research and that if you understand these inputs, you can start to make adjustments to your personal situation. The 4% rule was never designed to be a Holy Grail of retirement research, but rather a rule of thumb that still required ongoing planning. In fact, a forward-looking Monte Carlo simulation may be more helpful to most individuals.
Episode Description
Financial Independence Retire Early Website
Trinity Study
Determining Withdrawal Rates Using Historical Data
The Shockingly Simple Math Behind Early Retirement
Podcast Description
Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.